Annual Cost Forecaster · for CFOs and finance teams

Project your AI spend for the next 12 months

Month-by-month forecast with growth assumptions and seasonality. See when you'll breach your budget.

Pricing verified: 2026-07-28 Seasonality patterns built in
What this calculator does

Project your next 12 months of LLM spend based on current usage + expected growth.

Why use it
  • Most "AI budget" conversations use last month × 12 — which misses seasonality and growth
  • Model usage growth at realistic rates: 10% MoM = 213% annual growth, not 120%
  • Generate a board-ready chart of expected vs worst-case vs best-case

New to this calculator? Start with the ⚡ Playground — a few sliders, instant ballpark. Then switch to the 🧮 Calculator for your exact number.

Two ways to use this: visualize in the Playground, then get your number in the Calculator.

▶Playground A quick, visual way to see which factors move your result the most. Open the playground → ▤Calculator Enter your real workload for a precise result you can apply to your own usage. Go to the calculator →
Annual AI Cost Forecaster Playground
Drag the sliders for an instant estimate.
What will you spend over the next year?

Projects 12 months from today’s run rate, compounding growth and vendor price trend. Budget fixed — it’s the line you’re checking against.

Projected annual spend
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Change the input sliders below to see new estimates.

How we got this estimate
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💡Annual = each month growing at your rate × price trend, summed. The over/under-budget figure is in “Why this number”.

A monthly number hides the real damage. Enter your usage below to project the next 12 months, including growth.

Annual AI Cost Forecaster Calculator

Enter your exact numbers for a precise result.
📊 Not sure of a value? Fields with a ▾ Typical pill offer broad industry ballparks (sourced typical ranges; 2026 benchmarks: enterprise AI budgets roughly doubling YoY (0.8% → 1.7% of revenue, BCG); Ramp median firm now ~15% of software budget on AI; heaviest spenders see 50%+ single-month spikes.) so you can move forward now — your result gets more accurate as you replace them with your own measured numbers. Values marked * are rough estimates.
🎮 Interactive Guide & Calculator Playground →
🎛 CALCULATOR
📊 Baseline + growth assumptions

Sets growth, vendor trend, seasonality, and optimization. Your current spend and budget stay as entered. Open ⚙ Advanced to fine-tune.

Hint: Last month's AI bill. That is your starting point.
Hint: How fast usage grows each month. Early-stage 10-15%, steady 3-8%, mature 0-3%.
Hint: Where vendor prices head. Usually they fall, but premium models can pull the average up.
Hint: Pick this if usage spikes some months (holidays, quarter-end). None if steady.
Hint: What you have set aside for AI over the next 12 months.
Hint: Month the forecast starts from. Usually this month.
Hint: Test the effect of cost-cutting (caching, cheaper models) starting some month.

Results

📈 RESULTS
📋 Example Workload - change any field to see your actual cost
12-month total forecast
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Peak month
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Budget status
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Breach month
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Avg monthly
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12-month forecast curve

Monthly cost projection vs budget ceiling (dashed red line).

💡 Recommendations
    📅 Month-by-month breakdown

    Red rows indicate budget breach (cumulative spend exceeds annual ceiling).

    Month Monthly cost vs baseline Cumulative Budget used
    Budget planner → Find the savings → Get a FinOps retainer →
    🎯 Use this result to
    📅 Schedule a call to apply this to your workload

    Go deeper

    Our playbooks on cutting this number.

    💰
    Budget Planner
    Allocate across use cases
    📈
    Scale Projection
    Single-step 10x projections
    🔀
    Multi-Model Router
    Biggest optimization lever
    📊
    AI Unit Economics
    The fundamentals

    Need help using this calculator for your workloads?

    AICost.ai has 50+ calculators and playbooks. Schedule an AvatarVA meeting and we'll work through your real cost scenarios across AI & Cloud: visibility, cost reduction, optimization, forecasting and capacity planning, without sacrificing accuracy or performance.

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    📖 Data sources & methodology 163 text models · 9 embeddings · 37 vision · 55 audio · 8 vector DBs across 10 vendor pages · last verified 2026-07-28

    Methodology

    • All prices are USD per 1 million tokens, current as of 2026-07-28.
    • Vendor-published values have no mark. Inferred/extrapolated values are marked with * and listed below.
    • Batch API discounts are 50% off standard rates across providers that offer Batch mode.
    • Prompt caching discounts vary by provider (typically 80-90% off cached input tokens).
    • Regional data-residency surcharges (Anthropic 1.1x, OpenAI 1.1x, Google regional tiers) are NOT included in base rates.
    • Long-context pricing tiers apply when input exceeds model threshold.
    • Embedding prices are input-only (no output tokens generated).

    Primary sources

    Last-verified date is the most recent successful daily snapshot (aicost_pricing_snapshots) or, when no snapshot exists yet, the latest successful crawler run (aicost_crawler_runs). 10 of 10 vendors are currently verified. Aggregator services (TokenCost, AI Pricing Guru, etc.) are not listed.

    Anthropic
    2026-07-28
    https://www.anthropic.com/pricing
    Daily snapshot since Sep 2023 · 631 days captured
    Anthropic Docs
    2026-07-28
    https://platform.claude.com/docs/en/about-claude/pricing
    Daily snapshot since Sep 2023 · 631 days captured
    OpenAI
    2026-07-28
    https://openai.com/api/pricing/
    Daily snapshot since Sep 2023 · 632 days captured
    Google AI
    2026-07-28
    https://ai.google.dev/gemini-api/docs/pricing
    Daily snapshot since Dec 2023 · 607 days captured
    Google Vertex
    2026-07-28
    https://cloud.google.com/vertex-ai/generative-ai/pricing
    Daily snapshot since Dec 2023 · 607 days captured
    DeepSeek
    2026-07-28
    https://api-docs.deepseek.com/quick_start/pricing
    Daily snapshot since May 2024 · 546 days captured
    xAI
    2026-07-28
    https://x.ai/api
    Daily snapshot since Nov 2024 · 464 days captured
    Mistral
    2026-07-28
    https://mistral.ai/pricing
    Daily snapshot since Dec 2023 · 605 days captured
    Cohere
    2026-07-28
    https://cohere.com/pricing
    Daily snapshot since Sep 2023 · 631 days captured
    Voyage AI
    2026-07-28
    https://docs.voyageai.com/docs/pricing

    Inferred values (marked with * in calculator tables)

    Derived from industry conventions, not directly published by the vendor. Typical conventions: cached input = 10% of base (90% off), Batch API = 50% of base (50% off).

    Vendor / Model Field Why it’s inferred
    Anthropic — Claude Sonnet 4.6 cachedInput Derived at 10% of input rate — Anthropic publishes 90% cache-hit discount on this tier.
    Anthropic — Claude Sonnet 4.5 cachedInput Derived at 10% of input rate; same 90% cache-hit convention as Sonnet 4.6.
    Anthropic — Claude Sonnet 4.5 batchInput Derived at 50% of standard input — Anthropic documents uniform 50% Batch discount.
    Anthropic — Claude Sonnet 4.5 batchOutput Derived at 50% of standard output — Anthropic documents uniform 50% Batch discount.
    Anthropic — Claude Haiku 4.5 cachedInput Derived at 10% of input rate — Anthropic 90% cache-hit discount convention.
    OpenAI — GPT-5.4 Mini cachedInput Derived at 10% of input — OpenAI documents automatic 90% discount on cache hits across GPT-5.x tier.
    OpenAI — GPT-5.4 Nano cachedInput Derived at 10% of input — OpenAI 90% cache-hit convention.
    OpenAI — GPT-5.4 Nano batchInput Derived at 50% of input — OpenAI Batch API uniform 50% discount.
    OpenAI — GPT-5.4 Nano batchOutput Derived at 50% of output — OpenAI Batch API uniform 50% discount.
    OpenAI — GPT-5.4 Pro cachedInput Derived at 10% of input — OpenAI 90% cache-hit convention.
    OpenAI — GPT-5.4 Pro batchInput Derived at 50% of input — OpenAI Batch API uniform 50% discount.
    OpenAI — GPT-5.4 Pro batchOutput Derived at 50% of output — OpenAI Batch API uniform 50% discount.
    OpenAI — GPT-5.2 cachedInput Derived at 10% of input; no residency uplift.
    OpenAI — GPT-5.2 batchInput Derived at 50% of input.
    OpenAI — GPT-5.2 batchOutput Derived at 50% of output.
    OpenAI — GPT-5 cachedInput Derived at 10% of input.
    OpenAI — GPT-5 batchInput Derived at 50% of input.
    OpenAI — GPT-5 batchOutput Derived at 50% of output.
    OpenAI — GPT-5.5 Pro cachedInput Derived at 10% of input — OpenAI does not publish a cached rate for *-pro models; using the family convention.
    OpenAI — GPT-5.5 Pro batchInput Derived at 50% of input.
    OpenAI — GPT-5.5 Pro batchOutput Derived at 50% of output.
    OpenAI — GPT-5.2 Pro cachedInput Derived at 10% of input — pro-tier convention.
    OpenAI — GPT-5.2 Pro batchInput Derived at 50% of input.
    OpenAI — GPT-5.2 Pro batchOutput Derived at 50% of output.
    OpenAI — GPT-5.1 batchInput Derived at 50% of input.
    OpenAI — GPT-5.1 batchOutput Derived at 50% of output.
    OpenAI — GPT-5 Pro batchInput Derived at 50% of input.
    OpenAI — GPT-5 Pro batchOutput Derived at 50% of output.
    OpenAI — GPT-5 Nano cachedInput Derived at 10% of input.
    OpenAI — GPT-5 Nano batchInput Derived at 50% of input.
    OpenAI — GPT-5 Nano batchOutput Derived at 50% of output.
    Google — Gemini 3 Flash cachedInput Derived at 10% of input — Google caching discount convention ~90%.
    Google — Gemini 3.1 Flash-Lite cachedInput Derived at 10% of input — Google caching convention.
    Google — Gemini 3.1 Flash-Lite batchInput Derived at 50% of input — Google Batch API uniform 50% discount.
    Google — Gemini 3.1 Flash-Lite batchOutput Derived at 50% of output — Google Batch API uniform 50% discount.
    Google — Gemini 2.5 Pro cachedInput Derived at 10% of input.
    Google — Gemini 2.5 Flash cachedInput Derived at 10% of input.
    Google — Gemini 2.5 Flash-Lite cachedInput Derived at 10% of input — Google caching convention.
    Google — Gemini 2.5 Flash-Lite batchInput Derived at 50% of input — Google Batch API uniform 50% discount.
    Google — Gemini 2.5 Flash-Lite batchOutput Derived at 50% of output — Google Batch API uniform 50% discount.
    Google — Gemini 2.0 Flash cachedInput Derived at 25% of input per Google 2.0 family caching rates.
    Google — Gemini 2.0 Flash batchInput Derived at 50% of input — Google Batch API uniform 50% discount.
    Google — Gemini 2.0 Flash batchOutput Derived at 50% of output — Google Batch API uniform 50% discount.
    Google — Gemini 2.0 Flash-Lite cachedInput Derived at 10% of input — Google caching convention.
    Google — Gemini 2.0 Flash-Lite batchInput Derived at 50% of input — Google Batch API uniform 50% discount.
    Google — Gemini 2.0 Flash-Lite batchOutput Derived at 50% of output — Google Batch API uniform 50% discount.
    xAI — Grok 4 (legacy) cachedInput Extrapolated at 25% of base.

    Pricing is cross-verified against the LiteLLM community registry when available. Daily snapshots are kept in aicost_pricing_snapshots; every change is logged to aicost_price_changelog with old & new values for full audit trail. Read the full methodology →